Working Spouse Verification

The adoption of working spouse provisions, such as a spouse surcharge or carve out/exclusion, continues to be a valuable benefit modification when working to reduce expenses and improve plan performance.

Generate 30+% Participation In Your Working Spouse Rule

Rising healthcare costs have sparked a new interest in the inclusion of “working spouse” rules. These provisions mitigate some or all of the cost associated with providing healthcare coverage for a dependent spouse who has coverage through his or her respective employer. However, oftentimes these provisions experience poor participation due to a lack of verification of the spouse’s access to other coverage. The end result is a cost-containment initiative that fails to realize its maximum effectiveness.

Sample Savings Scenario

Directly Confirm Coverage With Employers

By relying on the actual confirmation of other coverage with the spouse’s employer, Consova’s working spouse verification solution goes the extra mile to assuage cost and mitigate risk for employer-sponsored health plans, regardless of the type of provision. Through enhanced enforcement of these provisions, our clients realize over 300% greater program participation on average in the established working spouse rule and thus offset more of the risk and liability of spousal dependents.

Experience the Impact of Consova

Consova Impart Chart

Recent Clients

Consova is dedicated to the goal of driving unnecessary costs out of healthcare. Working with household names like Nokia, Sony, Sprint and many others, Consova has delivered over a billion dollars in healthcare savings to our clients.

Industries Include:

Automotive

Education

Financial

Healthcare

Hospitality

Insurance

Manufacturing

Retail

Technology

Transportation

Begin Your Journey Today!

Download the Data Sheet

Audit Participant

If you received a letter or email regarding a dependent eligibility audit and need assistance, please visit our help center.

Audit Participant

If you received a letter or email regarding a dependent eligibility audit and need assistance, please visit our help center.

Download the Case Study

Download the Case Study

Download the Case Study

Download the Data Sheet

Download the Data Sheet

Download the Data Sheet